I am in the US right now and I've seen the importance of life insurance. Almost all of the people here have all sorts of insurance. In the country that I came from, only those who can afford to put a little on their insurance funds can avail of it. I know it's sad but that's just how it is. Some of us just doesn't see the importance of it. It's going to be a great help especially to our family. It's like leaving a legacy to them. I hope one day our country will be like the US even only when it comes to insurance stuff.