Although I consider this year 2010 as a good one for me and my family, I am still hopeful that this coming year will be a better one. My goal this 2011 is to improve handling my finances and find a good business to start with. One is to put up a vending machine business or chains of computer shops. With a business of my own, I hope to realize the value of hard earned money and thus stop my extravagant spending. I also need to clear out debts incurred during the past year and be sure not to indulge in unnecessary spending anymore.